Sun Valley Finance

Low Interest Loans. Quick Approvals. No Hidden Fees.

DISCLOSURE

Sun Valley Finance is a leading state-licensed online and offline personal loan company. We are recognized as a personal loan provider with quality, professionalism and ethical practice. All of our personal loans are offered at competitive prices within the prevailing statutory rates. Our loans are currently available to the United States residents.

All of our personal loans feature affordable fixed repayments and the flexibility to be paid off within 3 years without any prepayment penalty or additional fees.

Where are Sun Valley Finance personal loans available?

Our loans are currently available to the United States residents.

What are the advantages of a personal loan from Sun Valley Finance?

• Every loan application is individually assessed
• Affordable interest rates and repayments
• No hidden or additional fees
• Your repayment and interest rate are fixed for the life of your loan
• You know exactly what you owe at all times and exactly when it will be paid off

What loan products does Sun Valley Finance offer?

We offer $5,000, $10,000, $15,000 and $20,000 consumer installment loans. All of our personal loans have equal fixed repayments and are fully amortizing, which means you pay back both the interest and principal with each repayment until the loan is paid off.

Exact loan terms vary depending on your state of residency and loan size. Enter your state and desired loan size into our Payment Calculator for an estimated repayment size and loan term. When you complete our online application, a Loan Officer will be in touch to discuss the loan application and provide details of the personal loan options to suit your needs.

How much is the interest?

All of our loans are up to a maximum of 18% or less Annual Percentage Rate (APR), fixed rates. Exact loan terms vary depending on your state of residency and loan size. When you complete our online application, a Loan Officer will be in touch to discuss the loan application and provide details of the personal loan options to suit your needs.

What are the fees?

At Sun Valley Finance, we pride ourselves on providing transparent personal loans products without any hidden or additional fees. All of our loans are between a minimum of 6% and a maximum of 8% or less Annual Percentage Rate (APR), fixed rates.

What can I use my personal loan for?

Financial loans offered by Sun Valley Finance can be used only for the purpose listed below:
Loans offered are to be used only for tuition payments to schools that have agreements with Sun Valley Finance.

• Education expenses
• Personal and financing loans for purposes approved by Sun Valley Finance

APPLICATION

How do I apply for a personal loan?

To apply for a personal loan from us you just need to complete our simple Online Application.

How do I know if I will qualify for a personal loan?

Loan approvals are based on a variety of factors, including your credit history. You can review the Qualification Criteria page for a list of our minimum requirements.

How long does the online application process take?

The application process is fast and easy. Most people complete the entire process in 10 minutes or less.

What can I expect after I have submitted my application?

A loan officer will contact you with an initial assessment and next steps to get your loan. Please see What to Expect for further information.

How fast will my loan be funded?

We deposit the loan funds straight into your checking account or directly to the school as per Loan Agreement so once your loan is approved and you send your signed documents you should have the money available in your account the day after we receive the approval confirmation.

PAYOFF

How can I repay my loan?

Our preferred method of payment is via Electronic Fund Transfer (ACH) which is an automatic electronic debit from your bank account for the amount you owe on the due date. Using ACH eliminates the need for you to initiate a payment transaction each week / month and means you never have to worry about forgetting a due date again. We also offer other payment options to suit your needs. Call us to speak to one of our Loan Officers.

What if I am able to repay my loan early?

At Sun Valley Finance, we are happy when our customers are able to repay their loan early. It means that our personal loan provided you the credit you needed at the time and helped you reach a stronger financial position. That’s why all of our loans can be prepaid at any time ahead of schedule with only $150 flat fee or cost to you. Of course if you do pay off your personal loan with us early and find yourself in need of credit again in the future, Sun Valley Finance will be here to help.

What if i can’t make an upcoming payment or fall behind on my loan?

At Sun Valley Finance, we care about our customers and are always there for them. If you find that you can’t make an upcoming payment on your loan or have already missed a scheduled payment, call our friendly Loan Officers at 305-900-3151. Our Loan Officers are there to help you and may be able to adjust your repayment date or set up a payment plan to help you get back on track.

APPLICANT INFO

What is your privacy policy?

Our privacy policy can be found here

Why do you need my bank account information?

We need your bank account information because that’s how you’ll receive your loan. Once you’re approved, the money will be sent to your account or directly to the school as per Loan Agreement.

Do you check my credit?

Yes, once you submit your online application with authorization we pull your credit report and a Loan Officer reviews your credit history. Make sure to read our Qualification Criteria page for a list of our minimum requirements before applying for a loan.

WHAT TO EXPECT

What to expect after you have submitted your online application

A Customer Service Representative will immediately review the online application for completeness and order your credit report.

A Loan Officer will assess your application and credit report and contact you with an initial assessment and a request for income verification and bank statements

If approved your loan documents will be emailed to you for your review and signature. Once the signed documents are returned to the loan officer, your loan will be funded directly to your checking account or to the school as per Loan Agreement.

CONTACT US

Address:
1451 Ocean Drive Suite 200
Miami Beach, FL 33139

Phone: 305-900-3151

Email: info@svf.com